Our Process & Fees

How We Win
Your Claim

A structured, battle-tested 6-step process built to maximise your settlement at every stage.

01
Free Claim Assessment

We start with a no-obligation, 30-minute consultation. Our specialist reviews your policy, the insurer's decision, and the circumstances of your loss. We give you an honest assessment of your claim's strength.

02
Evidence & Documentation

Our team gathers photos, reports, expert statements, invoices, and all supporting evidence. We build a comprehensive claim file that leaves insurers no room to dispute the facts.

03
Formal Claim Submission

We prepare and submit a detailed, legally compliant claim document to the insurer. Every line is crafted to maximise your entitlement under your policy.

04
Negotiation & Dispute

Our expert negotiators deal directly with the insurer's loss adjusters. We push back on undervaluation, challenge improper exclusions, and negotiate aggressively for the full settlement.

05
Escalation if Required

If the insurer remains unreasonable, we escalate — filing complaints with IRDAI, approaching the Consumer Disputes Forum, or initiating civil proceedings through our in-house legal team.

06
Settlement & Payment

Once the settlement is agreed, we ensure prompt payment directly to you. Our fee is deducted only after you receive your money. No win means no charge.

Transparent. Simple.

No upfront costs. No hidden fees. We only earn when you win.

Standard

10% of settlement

For straightforward claims under ₹10 lakhs where liability is clear and documentation is available.

  • Free initial assessment
  • Dedicated claim manager
  • Full documentation support
  • Insurer negotiation
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Most Popular

Complex Claims

15% of settlement

For disputed, denied, or high-value claims (₹10L–₹1Cr) requiring detailed investigation and negotiation.

  • Free initial assessment
  • Senior dedicated manager
  • Expert surveyor report
  • Consumer forum escalation
  • Full legal representation
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Enterprise

Custom pricing

For businesses with claims above ₹1 crore or ongoing insurance management requirements.

  • Free initial assessment
  • Dedicated senior team
  • Court representation
  • Priority 24/7 support
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🛡️ Our No-Win-No-Fee Guarantee: You will never pay us unless we successfully recover money for you. If we don't win, you owe us absolutely nothing.